Priya opened her café without selling a coin.
Working capital drawn against her BTC stack. Repaid over 8 months — the Bitcoin came back whole, and then some.
Lock Bitcoin, Ethereum or Solana in an on-chain vault and borrow against it the same day. No selling, no credit checks, and the upside stays yours.
What it is. You pay nothing each month. The vault automatically sells a small slice of your coins to cover that month's interest.
The cost. Your stack shrinks over the term — you get back fewer coins than you locked. The interest comes out of your coins, not your pocket.
Good to know. If prices rise, the slice sold gets smaller. If prices fall, it gets bigger. These sales are interest payments, not liquidations — the Bounce-Back never applies to them. Early repayment still applies.
What it is. Only for liquidations. If the market falls hard enough that part of your coins must be sold, the sale is real — your debt falls by what the slice fetched. But your prepaid ticket gives you 90 days to buy that same slice back at the price it sold for.
Stablecoins rarely crash, so a liquidation here is a rare event — but if it ever happens, the same 90-day rule applies.
More than one dip? Yes. After a sale the loan rests at the safe line. If the market falls again and hits the danger line a second time, the vault sells again. Every sale is its own batch: its own 90-day clock, its own sale price — and one ticket covers them all.
Who backs your ticket. When a sale happens, the bounce fund buys a matching option at the same stamped price on a third-party trading venue. Your redemption is backed by a hedge that pays exactly the gap between the stamped price and the market price — never by us chasing the market up.
The finance, in plain English. The Bounce-Back is a call option: the right — never the duty — to buy your coins back at the price they sold for, before the window closes. The ticket price is the premium you pay upfront for that right — the price of the bet on your own coin: a small known cost, a share in the recovery. The platform takes the other side, a short call: it must deliver the coins if you pay — and it covers that promise by buying the same option in the open market. A matched book, no market risk for anyone. Prices bounce and you exercise — the recovery is yours. They don't, and the ticket simply expires.
The cost. £635 — 1.5% of the loan, paid once on day one from the cash you draw. No fee when you use it. Covers forced liquidation sales only — never the monthly interest sales of the No monthly payments option.
Then your 1.20 BTC comes back whole — the upside was always yours.
Draw £42,300Illustrative rates · no credit checks. Your coins sit in a vault only the loan rules can touch — never us.
What you can borrow against each coin today. Terms from 3 to 12 months; repay early with no exit fee.
A pledge, not a trade. From locking your coins to cash in your account, usually the same day.
Send your crypto to your vault — a smart contract that only responds to the rules of your loan. Not us, not anyone else, can move it.
Choose your loan-to-value and term. Cash or stablecoins land in your account, typically within minutes of the vault confirming.
Repay any time during the term — the vault returns your coins untouched. If they've gone up while locked, the upside was always yours.
Working capital drawn against her BTC stack. Repaid over 8 months — the Bitcoin came back whole, and then some.
What borrowing instead of selling actually looks like — worry-free, trusted, and never a sale.
A five-minute draw against her Bitcoin. The stack stays locked, safe and fully hers — upside included.
Borrowed against ETH he'd held for years. Sold nothing, missed nothing, and repaid when his pay landed.
A one-off ticket price when you pawn — and if the market ever forces a partial sale, you get 90 days to buy that slice back at the price it sold for. No ticket, no second chance: the sale is final.
The danger line is hit. The smallest slice needed is sold — and the buyer is the platform’s own bounce reserve. The sale repays part of your loan, and the danger passes immediately.
Redeem: pay what the slice sold for, and the same amount of coins comes back to you. If they’ve recovered, the bounce is yours, not ours.
The sale stands. Nothing extra is owed — the ticket simply closes. Second chances expire, that’s what keeps them honest.
Dipped more than once? Every liquidation is its own batch — its own 90-day clock, its own sale price. Bounce back one, both, or none.
A pawnbroker's promise with a bank's discipline — and none of its paperwork.
Your pledge sits in an audited smart contract. CoinCage cannot move, lend or freeze it — only the loan rules can.
Vault logic is published and independently audited before anything touches mainnet. No hidden book, no shadow ledger.
Every vault, draw and redemption is verifiable on-chain in real time. Your loan's whole life is public math.
Every pound drawn is covered by more than a pound of locked value. Nothing fractional, nothing rehypothecated.